Estate Planning

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Estate Planning in Ontario Canada

Estate planning is the preparation of tasks that serve to manage an individual’s asset base in the event of their incapacitation or death. The planning includes the bequest of assets to heirs and the settlement of estate taxes. Most estate plans are set up with the help of an attorney experienced in estate law.


An individual’s assets are preserved, managed, and distributed after death in estate planning. It also involves the management of an individual’s properties and financial obligations if they become incapacitated.

Steps in Ontario Estate Planning

In estate planning Ontario, writing a will is an essential step. Other major tasks include:

  • Limiting estate taxes by setting up trust accounts in the names of beneficiaries.
  • Establishing guardianship for living dependents.
  • Naming an executor of the estate.
  • Create or update beneficiaries on plans such as life insurance, RRSPs, etc.
  • Make funeral arrangements.
  • Establish annual gifts to qualified charitable and nonprofit organizations to reduce the taxable estate.
  • Complete a durable power of attorney (POA) for long-term care.

The assets that need to be assessed during probate include retirement accounts, bank accounts, stocks and bonds, real estate property, jewelry, and other valuable items that are a part of the estate.

Connect with our advisors to get the best estate planning for Canadians.

Auto Insurance

If you drive without auto insurance, the fines you will pay will probably be the least of your financial burden. If you, a passenger, or the other driver is injured in the accident, auto insurance will cover the expenses and shield you from any litigation that arises.


To plan your insurance and enhance the security of your life, connect with us. Our advisors and products will cover all your insurance planning goals and provide maximum benefit.

Not sure what type of insurance best suits your needs? Book a call with one of our licensed agents.

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